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Coverage We Offer
California requires drivers to carry at least the following auto insurance coverages:
- Bodily Injury Liability Coverage: $15,000 per person / $30,000 per accident minimum.
- Property damage liability coverage: $5,000 minimum.
That is the state minimum in coverage. Our Insurance specialist have options of incrementing those coverages to provide you with more protection.
Note: We Also get you your required SR22 certificate of Insurance. We help you file the SR22 with the California Department of Motor Vehicles in order to confirm you meet the state's minimum requirements for auto insurance liability coverage.
Recreational Vehicle Insurance protects you, as a recreational vehicle owner, from excessive out of pocket costs in the event of:
- a loss
- if you are at fault in an accident that causes bodily injury
- property damage
Boat Insurance helps protect a boat and other watercraft from certain risks.
For instance, property coverage may help pay to repair your boat after it's damaged in an accident.
Workers' compensation provides benefits for workers when their injury or illness arises out of or is caused by their work.
Workers' compensation may also pay medical bills and benefits for temporary or permanent disabilities.
Commercial insurance refers to insurance coverage intended for businesses instead of individuals.
Commercial insurance is also called business insurance. Business insurance covers losses related to unexpected events like lawsuits, accidents, or natural disasters, among others.
Renter's Insurance Is a smart option that can protect you from financial losses related to theft, water backup damage, certain natural disasters and more.
If you are renting an apartment, home in California, renters' insurance can help cover what your landlord's policy doesn't.
General Liability insurance is a broad type of insurance policy which provides liability insurance for general business risks.
As a small business owner, you may be legally responsible if another person gets hurts or if their property is damaged while at your business or because of something you did.
Whether you sell new, used, or pre-owned vehicles, all car dealers must be licensed and bonded.
California motor vehicle dealer bonds are a type of surety bond that provides a guarantee that the licensed auto dealer will adhere to state laws, statutes, and regulations related to his/her dealer licensing.
Freight insurance protects against loss, damage, theft, or unforeseen events during transportation, ensuring adequate compensation for all parties involved.
It's always a smart decision to buy travel insurance before your trip, especially if you're traveling to another country like Mexico. It's impossible to anticipate every potential mishap. The coverage you purchase can protect you — your money, your health, your belongings — when the unexpected happens
Commonly called homeowner's insurance, is a type of property insurance that covers a private residence.
Our Insurance Specialist can go over all of the coverage options.
Why do you need car insurance in Mexico? Mexico does not recognize American auto insurance policies. If you get into an accident anywhere in Mexico, you will not be able to use your car insurance to cover the damages. As a result, Mexican authorities may arrest you and impound your car until the matter can be settled.
why Foco?
about us
We use our experience to create yours
Foco Insurance provides comprehensive line of insurance products to meet your needs. Foco delivers a sophisticated level research and best coverage options integrating advanced technology solutions with a team of seasoned insurance specialists.
Understanding the rapid changing Insurance Industry along with the inherent challenges associated within the industry. Foco has the expertise to successfully manage and achieve the client's needs.
Foco Insurance Services has over 10 years of experience working in the insurance industry. Together, we focus on high quality, innovative and affordable Insurance solutions to give our client's the best affordable choice to meet their needs.
We are flexible and hold high standards of quality care our customers need. Innovating and a commitment to high quality customer service with always following our mission statement which we Build Relationships through Honesty and Transparency.
Low prices thank you very much Luis for helping me
Ronni Fuentes
Marcy is very helpful and very kind! She helps me and my husband for our auto insurance and even our commercial auto insurance and ever General Liability and ever does my registration renewals !! She’s great a one stop shop.i highly recommend her to my friends and family for everything!!!
Jennisis Perez
Marcy has been helping my family with all their insurance needs for years ! shes the best agent ever Make sure to Ask for her !!!
Freddy Gomez
Would highly recommend, I got the best coverage for a great price. They went over all coverage options with me and helped me choose the best option for a great price.
Sam Fierro
Good customer service, Maria helped me out to get best rate on car insurance. friendly and great service
Abraham Vargas Moreno
I want to xpress my appreciation for the speedy and professional service Alexander provided when I recently purchased insurance for my automobile. I was particularly impressed with his attention to detail and his ability to answer all of my questions clearly and concisely. Thank you again for your help, and I look forward to working with Foco Insurance in the future.